Savings vs. Investing Game Card Deck

Savings vs. Investing Card Game – Financial Literacy Activity for Middle & High School

Description:

Help your students master one of the most important money skills: knowing when to save and when to invest!

The Savings vs. Investing Card Game makes financial literacy interactive and fun. Students draw scenario cards and decide whether each situation belongs in savings or investing. Real-life examples (from piggy banks to retirement accounts) spark discussions and help students apply math and money reasoning in meaningful ways.

Perfect for:

• Middle & high school personal finance or economics classes
  
• Math teachers teaching applied math/real-life problem solving
  
• Advisory, after-school programs, or homeschool lessons
  

What’s Included:

• 20 scenario cards (large, easy-to-read format – 2 per page)
  
• Two versions:
  • Cards with answers on the front (great for independent practice)
  • Cards with scenarios only + separate answer key (perfect for group play)
  
• Instructions page for quick setup
  

How to Play:
Print, cut, and shuffle the cards. Students take turns drawing a card, reading the scenario, and deciding if it belongs to savings or investing. Use individually, in pairs, or as a full-class competition.

Learning Outcomes:

• Identify short-term vs. long-term money goals
  
• Understand the difference between safe saving and growth investing
  
• Apply decision-making skills to real-world financial scenarios
  

Suggested Grade Levels:

• Grades 6–9 (Ages 11–15) as the main target
  
• Adaptable for upper elementary with simpler explanations
  
• Also useful for high school intro to economics/finance

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